Call reports 2012
PATHFINDER COMMERCIAL BANK — 2012
What PATHFINDER COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,109,000 | 55,717,000 | 52,673,000 | 52,908,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 57,713,000 | 53,490,000 | 43,381,000 | 43,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,760,000 | 47,904,000 | 44,460,000 | 44,270,000 |
| Interest-bearing deposits | 56,197,000 | 46,571,000 | 42,972,000 | 42,910,000 |
| Noninterest-bearing deposits | 3,563,000 | 1,333,000 | 1,488,000 | 1,360,000 |
| Equity capital | 7,046,000 | 7,310,000 | 7,570,000 | 7,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 497,000 | 723,000 | 919,000 |
| Interest expense | 47,000 | 87,000 | 113,000 | 141,000 |
| Net interest income | 196,000 | 410,000 | 610,000 | 778,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 6,000 |
| Noninterest expense | 55,000 | 109,000 | 170,000 | 231,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 430,000 | 588,000 | 741,000 |
| Income tax | 55,000 | 107,000 | 147,000 | 193,000 |
| Net income | 165,000 | 323,000 | 441,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,160,000 | 6,317,000 | 6,436,000 | 6,542,000 |
| Total capital | 6,160,000 | 6,317,000 | 6,436,000 | 6,542,000 |
| Risk-weighted assets | 14,669,000 | 12,256,000 | 11,966,000 | 11,558,000 |