Call reports 2005
PATHFINDER COMMERCIAL BANK — 2005
What PATHFINDER COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,179,000 | 40,414,000 | 38,198,000 | 32,140,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 37,355,000 | 36,187,000 | 35,119,000 | 29,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,281,000 | 27,911,000 | 32,566,000 | 27,120,000 |
| Interest-bearing deposits | 35,782,000 | 26,853,000 | 31,088,000 | 25,337,000 |
| Noninterest-bearing deposits | 500,000 | 1,058,000 | 1,477,000 | 1,783,000 |
| Equity capital | 3,547,000 | 3,883,000 | 3,792,000 | 3,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 630,000 | 930,000 | 1,224,000 |
| Interest expense | 196,000 | 428,000 | 680,000 | 943,000 |
| Net interest income | 124,000 | 202,000 | 250,000 | 281,000 |
| Noninterest income | 0 | 8,000 | 8,000 | 8,000 |
| Noninterest expense | 61,000 | 112,000 | 171,000 | 226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 98,000 | 87,000 | -103,000 |
| Income tax | 17,000 | 27,000 | 25,000 | 25,000 |
| Net income | 46,000 | 71,000 | 62,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,785,000 | 3,819,000 | 3,820,000 | 3,639,000 |
| Total capital | 3,785,000 | 3,819,000 | 3,820,000 | 3,639,000 |
| Risk-weighted assets | 8,743,000 | 8,442,000 | 7,977,000 | 6,998,000 |
Machine access — free, no API key
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