Call reports 2004
PATHFINDER COMMERCIAL BANK — 2004
What PATHFINDER COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,168,000 | 36,901,000 | 39,029,000 | 38,817,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 34,918,000 | 32,611,000 | 34,647,000 | 34,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,966,000 | 29,394,000 | 34,264,000 | 30,044,000 |
| Interest-bearing deposits | 30,109,000 | 29,035,000 | 33,603,000 | 29,585,000 |
| Noninterest-bearing deposits | 857,000 | 359,000 | 661,000 | 459,000 |
| Equity capital | 2,421,000 | 2,468,000 | 3,910,000 | 3,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 416,000 | 680,000 | 968,000 |
| Interest expense | 60,000 | 187,000 | 318,000 | 464,000 |
| Net interest income | 85,000 | 229,000 | 362,000 | 504,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 69,000 | 114,000 | 166,000 | 216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 115,000 | 196,000 | 288,000 |
| Income tax | 4,000 | 31,000 | 52,000 | 77,000 |
| Net income | 12,000 | 84,000 | 144,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,841,000 | 2,731,000 | 3,653,000 | 3,729,000 |
| Total capital | 1,841,000 | 2,731,000 | 3,653,000 | 3,729,000 |
| Risk-weighted assets | 7,004,000 | 7,966,000 | 7,858,000 | 8,009,000 |
Machine access — free, no API key
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