Call reports 2016
PRINCEVILLE STATE BANK — 2016
What PRINCEVILLE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,862,000 | 72,096,000 | 73,621,000 | 76,416,000 |
| Total loans | 33,931,000 | 34,555,000 | 33,626,000 | 34,179,000 |
| Allowance for loan losses | 457,000 | 480,000 | 494,000 | 487,000 |
| Securities available for sale | 29,880,000 | 30,519,000 | 30,295,000 | 32,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,153,000 | 60,888,000 | 62,882,000 | 64,773,000 |
| Interest-bearing deposits | 51,389,000 | 53,339,000 | 54,456,000 | 54,992,000 |
| Noninterest-bearing deposits | 7,764,000 | 7,549,000 | 8,426,000 | 9,781,000 |
| Equity capital | 7,488,000 | 7,680,000 | 7,682,000 | 6,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,247,000 | 1,868,000 | 2,506,000 |
| Interest expense | 80,000 | 160,000 | 245,000 | 331,000 |
| Net interest income | 547,000 | 1,087,000 | 1,623,000 | 2,175,000 |
| Noninterest income | 123,000 | 263,000 | 443,000 | 566,000 |
| Noninterest expense | 523,000 | 1,053,000 | 1,590,000 | 2,094,000 |
| Provision for loan losses | 8,000 | 31,000 | 125,000 | 187,000 |
| Pretax income | 155,000 | 282,000 | 373,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 282,000 | 373,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,939,000 | 6,987,000 | 7,006,000 | 7,036,000 |
| Total capital | 7,396,000 | 7,467,000 | 7,500,000 | 7,523,000 |
| Risk-weighted assets | 43,913,000 | 44,037,000 | 44,324,000 | 47,941,000 |