Call reports 2015
PRINCEVILLE STATE BANK — 2015
What PRINCEVILLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,446,000 | 75,402,000 | 73,813,000 | 71,470,000 |
| Total loans | 30,481,000 | 32,116,000 | 32,487,000 | 32,607,000 |
| Allowance for loan losses | 398,000 | 424,000 | 438,000 | 450,000 |
| Securities available for sale | 38,169,000 | 34,030,000 | 33,342,000 | 30,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,015,000 | 65,151,000 | 62,303,000 | 60,876,000 |
| Interest-bearing deposits | 56,011,000 | 57,058,000 | 54,803,000 | 52,976,000 |
| Noninterest-bearing deposits | 8,004,000 | 8,093,000 | 7,500,000 | 7,900,000 |
| Equity capital | 7,406,000 | 7,302,000 | 7,477,000 | 7,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,264,000 | 1,895,000 | 2,525,000 |
| Interest expense | 75,000 | 148,000 | 220,000 | 292,000 |
| Net interest income | 570,000 | 1,116,000 | 1,675,000 | 2,233,000 |
| Noninterest income | 120,000 | 263,000 | 402,000 | 524,000 |
| Noninterest expense | 513,000 | 1,033,000 | 1,560,000 | 2,104,000 |
| Provision for loan losses | 20,000 | 45,000 | 66,000 | 76,000 |
| Pretax income | 158,000 | 337,000 | 490,000 | 598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 337,000 | 490,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,841,000 | 6,975,000 | 7,025,000 | 7,097,000 |
| Total capital | 7,239,000 | 7,399,000 | 7,463,000 | 7,547,000 |
| Risk-weighted assets | 44,479,000 | 45,555,000 | 44,894,000 | 43,562,000 |