Call reports 2010
PRINCEVILLE STATE BANK — 2010
What PRINCEVILLE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,442,000 | 68,388,000 | 66,820,000 | 68,147,000 |
| Total loans | 40,018,000 | 37,690,000 | 36,730,000 | 34,236,000 |
| Allowance for loan losses | 497,000 | 414,000 | 384,000 | 475,000 |
| Securities available for sale | 19,431,000 | 19,708,000 | 18,245,000 | 20,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,945,000 | 59,748,000 | 58,146,000 | 58,815,000 |
| Interest-bearing deposits | 54,321,000 | 53,643,000 | 51,840,000 | 51,812,000 |
| Noninterest-bearing deposits | 5,624,000 | 6,105,000 | 6,306,000 | 7,003,000 |
| Equity capital | 5,711,000 | 5,849,000 | 5,904,000 | 6,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,626,000 | 2,421,000 | 3,148,000 |
| Interest expense | 261,000 | 508,000 | 729,000 | 934,000 |
| Net interest income | 580,000 | 1,118,000 | 1,692,000 | 2,214,000 |
| Noninterest income | 114,000 | 250,000 | 422,000 | 609,000 |
| Noninterest expense | 595,000 | 1,223,000 | 1,794,000 | 2,449,000 |
| Provision for loan losses | 215,000 | 215,000 | 298,000 | 386,000 |
| Pretax income | 2,000 | 123,000 | 327,000 | 327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 123,000 | 327,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,069,000 | 5,267,000 | 5,466,000 | 6,145,000 |
| Total capital | 5,566,000 | 5,681,000 | 5,850,000 | 6,620,000 |
| Risk-weighted assets | 51,037,000 | 47,584,000 | 45,627,000 | 45,832,000 |