Call reports 2025
RED RIVER STATE BANK — 2025
What RED RIVER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 125,593,000 | 116,225,000 | 116,584,000 | 120,360,000 |
| Total loans | 104,453,000 | 104,031,000 | 105,016,000 | 104,916,000 |
| Allowance for loan losses | 1,209,000 | 943,000 | 1,058,000 | 1,194,000 |
| Securities available for sale | 4,018,000 | 3,814,000 | 3,822,000 | 3,317,000 |
| Securities held to maturity | 2,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,256,000 | 98,482,000 | 98,823,000 | 103,203,000 |
| Interest-bearing deposits | 78,233,000 | 72,495,000 | 72,428,000 | 72,075,000 |
| Noninterest-bearing deposits | 30,023,000 | 25,987,000 | 26,395,000 | 31,128,000 |
| Equity capital | 16,485,000 | 16,813,000 | 16,888,000 | 16,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,426,000 | 5,083,000 | 6,796,000 |
| Interest expense | 538,000 | 1,015,000 | 1,471,000 | 1,924,000 |
| Net interest income | 1,276,000 | 2,411,000 | 3,612,000 | 4,872,000 |
| Noninterest income | 33,000 | 60,000 | 88,000 | 115,000 |
| Noninterest expense | 685,000 | 1,377,000 | 2,177,000 | 3,297,000 |
| Provision for loan losses | 120,000 | 184,000 | 299,000 | 884,000 |
| Pretax income | 504,000 | 854,000 | 1,163,000 | 760,000 |
| Income tax | 23,000 | 45,000 | 67,000 | 90,000 |
| Net income | 481,000 | 809,000 | 1,096,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,217,000 | 16,543,000 | 16,589,000 | 16,161,000 |