Call reports 2024
RED RIVER STATE BANK — 2024
What RED RIVER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,005,000 | 122,496,000 | 121,768,000 | 124,081,000 |
| Total loans | 112,432,000 | 112,508,000 | 111,328,000 | 108,214,000 |
| Allowance for loan losses | 1,385,000 | 1,415,000 | 1,445,000 | 1,076,000 |
| Securities available for sale | 4,147,000 | 4,122,000 | 4,201,000 | 4,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,955,000 | 105,808,000 | 104,537,000 | 107,235,000 |
| Interest-bearing deposits | 76,136,000 | 78,835,000 | 78,452,000 | 79,264,000 |
| Noninterest-bearing deposits | 29,819,000 | 26,973,000 | 26,085,000 | 27,971,000 |
| Equity capital | 15,444,000 | 15,960,000 | 16,376,000 | 15,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,434,000 | 5,224,000 | 7,038,000 |
| Interest expense | 447,000 | 968,000 | 1,522,000 | 2,118,000 |
| Net interest income | 1,221,000 | 2,466,000 | 3,702,000 | 4,920,000 |
| Noninterest income | 23,000 | 51,000 | 79,000 | 104,000 |
| Noninterest expense | 631,000 | 1,324,000 | 1,964,000 | 2,804,000 |
| Provision for loan losses | 30,000 | 60,000 | 340,000 | 1,070,000 |
| Pretax income | 583,000 | 1,133,000 | 1,477,000 | 1,150,000 |
| Income tax | 22,000 | 45,000 | 67,000 | 90,000 |
| Net income | 561,000 | 1,088,000 | 1,410,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,237,000 | 15,764,000 | 16,085,000 | 15,735,000 |
| Total capital | 16,304,000 | 16,835,000 | 17,153,000 | — |
| Risk-weighted assets | 85,029,000 | 85,301,000 | 85,005,000 | — |