Call reports 2023
RED RIVER STATE BANK — 2023
What RED RIVER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 124,459,000 | 122,921,000 | 123,699,000 | 123,772,000 |
| Total loans | 112,099,000 | 115,312,000 | 112,707,000 | 106,688,000 |
| Allowance for loan losses | 1,728,000 | 1,763,000 | 1,799,000 | 1,429,000 |
| Securities available for sale | 3,025,000 | 2,976,000 | 2,926,000 | 2,837,000 |
| Securities held to maturity | 0 | 0 | 2,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,651,000 | 106,374,000 | 106,341,000 | 108,347,000 |
| Interest-bearing deposits | 76,722,000 | 76,859,000 | 79,752,000 | 77,080,000 |
| Noninterest-bearing deposits | 31,929,000 | 29,515,000 | 26,589,000 | 31,267,000 |
| Equity capital | 15,535,000 | 16,215,000 | 16,907,000 | 14,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 3,141,000 | 4,899,000 | 6,664,000 |
| Interest expense | 209,000 | 500,000 | 875,000 | 1,334,000 |
| Net interest income | 1,257,000 | 2,641,000 | 4,024,000 | 5,330,000 |
| Noninterest income | 26,000 | 55,000 | 83,000 | 111,000 |
| Noninterest expense | 649,000 | 1,302,000 | 1,938,000 | 2,742,000 |
| Provision for loan losses | 130,000 | 160,000 | 190,000 | 1,920,000 |
| Pretax income | 504,000 | 1,234,000 | 1,979,000 | 779,000 |
| Income tax | 57,000 | 79,000 | 102,000 | 125,000 |
| Net income | 447,000 | 1,155,000 | 1,877,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,318,000 | 16,026,000 | 16,748,000 | 14,675,000 |
| Total capital | 16,469,000 | 17,138,000 | 17,851,000 | 15,732,000 |
| Risk-weighted assets | 91,539,000 | 88,298,000 | 87,524,000 | 84,194,000 |