Call reports 2022
RED RIVER STATE BANK — 2022
What RED RIVER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 133,348,000 | 131,889,000 | 131,880,000 | 126,441,000 |
| Total loans | 121,157,000 | 122,827,000 | 121,461,000 | 113,732,000 |
| Allowance for loan losses | 1,864,000 | 1,889,000 | 2,004,000 | 1,598,000 |
| Securities available for sale | 3,533,000 | 3,298,000 | 3,196,000 | 3,223,000 |
| Securities held to maturity | 0 | 2,000 | 2,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,518,000 | 117,334,000 | 116,692,000 | 111,062,000 |
| Interest-bearing deposits | 85,697,000 | 85,025,000 | 86,513,000 | 80,375,000 |
| Noninterest-bearing deposits | 33,822,000 | 32,310,000 | 30,179,000 | 30,686,000 |
| Equity capital | 13,621,000 | 14,400,000 | 14,997,000 | 15,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,217,000 | 4,878,000 | 6,000,000 |
| Interest expense | 172,000 | 364,000 | 586,000 | 818,000 |
| Net interest income | 1,379,000 | 2,853,000 | 4,292,000 | 5,182,000 |
| Noninterest income | 27,000 | 61,000 | 91,000 | 119,000 |
| Noninterest expense | 537,000 | 1,140,000 | 1,751,000 | 2,583,000 |
| Provision for loan losses | 15,000 | 30,000 | 145,000 | 160,000 |
| Pretax income | 854,000 | 1,744,000 | 2,487,000 | 2,558,000 |
| Income tax | 220,000 | 294,000 | 368,000 | 441,000 |
| Net income | 634,000 | 1,450,000 | 2,119,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,387,000 | 14,203,000 | 14,874,000 | 14,870,000 |
| Total capital | 14,418,000 | 15,296,000 | 16,117,000 | 16,061,000 |
| Risk-weighted assets | 81,648,000 | 86,662,000 | 98,737,000 | 94,735,000 |