Call reports 2021
RED RIVER STATE BANK — 2021
What RED RIVER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 123,723,000 | 142,785,000 | 138,407,000 | 133,183,000 |
| Total loans | 113,152,000 | 131,196,000 | 128,696,000 | 119,575,000 |
| Allowance for loan losses | 822,000 | 1,834,000 | 1,850,000 | 1,857,000 |
| Securities available for sale | 3,216,000 | 3,665,000 | 3,611,000 | 3,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,823,000 | 132,372,000 | 127,356,000 | 119,947,000 |
| Interest-bearing deposits | 81,562,000 | 87,975,000 | 91,557,000 | 86,326,000 |
| Noninterest-bearing deposits | 31,261,000 | 44,397,000 | 35,799,000 | 33,621,000 |
| Equity capital | 10,699,000 | 10,213,000 | 10,834,000 | 13,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,624,000 | 5,010,000 | 6,719,000 |
| Interest expense | 202,000 | 402,000 | 607,000 | 800,000 |
| Net interest income | 1,495,000 | 3,222,000 | 4,403,000 | 5,919,000 |
| Noninterest income | 54,000 | 108,000 | 155,000 | 156,000 |
| Noninterest expense | 544,000 | 1,138,000 | 1,724,000 | 2,495,000 |
| Provision for loan losses | 45,000 | 1,041,000 | 1,056,000 | 1,057,000 |
| Pretax income | 960,000 | 1,151,000 | 1,777,000 | 2,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 960,000 | 1,151,000 | 1,777,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,389,000 | 9,883,000 | 10,524,000 | 12,753,000 |
| Total capital | 11,212,000 | 11,717,000 | 12,374,000 | 14,611,000 |
| Risk-weighted assets | 69,184,000 | 81,565,000 | 81,820,000 | 76,343,000 |