Call reports 2020
RED RIVER STATE BANK — 2020
What RED RIVER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 93,121,000 | 99,346,000 | 101,005,000 | 105,375,000 |
| Total loans | 78,150,000 | 84,537,000 | 89,132,000 | 85,706,000 |
| Allowance for loan losses | 674,000 | 720,000 | 766,000 | 776,000 |
| Securities available for sale | 5,198,000 | 5,213,000 | 5,207,000 | 5,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,328,000 | 89,530,000 | 90,876,000 | 95,440,000 |
| Interest-bearing deposits | 64,612,000 | 65,782,000 | 65,597,000 | 67,458,000 |
| Noninterest-bearing deposits | 18,716,000 | 23,748,000 | 25,279,000 | 27,982,000 |
| Equity capital | 9,582,000 | 9,607,000 | 9,904,000 | 9,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,595,000 | 3,789,000 | 4,999,000 |
| Interest expense | 223,000 | 449,000 | 669,000 | 880,000 |
| Net interest income | 965,000 | 2,146,000 | 3,120,000 | 4,119,000 |
| Noninterest income | 55,000 | 110,000 | 200,000 | 249,000 |
| Noninterest expense | 579,000 | 1,210,000 | 1,802,000 | 2,565,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 396,000 | 956,000 | 1,383,000 | 1,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 956,000 | 1,383,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,156,000 | 9,189,000 | 9,515,000 | 9,405,000 |
| Total capital | 9,830,000 | 9,909,000 | 10,281,000 | 10,181,000 |
| Risk-weighted assets | 67,743,000 | 67,769,000 | 65,354,000 | 65,721,000 |