Call reports 2019
RED RIVER STATE BANK — 2019
What RED RIVER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,520,000 | 89,334,000 | 92,293,000 | 91,897,000 |
| Total loans | 68,071,000 | 74,094,000 | 77,207,000 | 76,475,000 |
| Allowance for loan losses | 614,000 | 630,000 | 654,000 | 599,000 |
| Securities available for sale | 6,451,000 | 6,481,000 | 6,476,000 | 5,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,293,000 | 80,325,000 | 82,973,000 | 82,536,000 |
| Interest-bearing deposits | 60,485,000 | 61,494,000 | 61,912,000 | 62,635,000 |
| Noninterest-bearing deposits | 18,808,000 | 18,831,000 | 21,061,000 | 19,901,000 |
| Equity capital | 9,023,000 | 8,820,000 | 9,105,000 | 9,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,195,000 | 3,412,000 | 4,599,000 |
| Interest expense | 179,000 | 362,000 | 594,000 | 822,000 |
| Net interest income | 869,000 | 1,833,000 | 2,818,000 | 3,777,000 |
| Noninterest income | 66,000 | 125,000 | 181,000 | 240,000 |
| Noninterest expense | 563,000 | 1,255,000 | 1,867,000 | 2,574,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 190,000 |
| Pretax income | 349,000 | 658,000 | 1,064,000 | 1,253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 658,000 | 1,064,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,557,000 | 8,340,000 | 8,646,000 | 8,734,000 |
| Total capital | 9,171,000 | 8,970,000 | 9,300,000 | 9,333,000 |
| Risk-weighted assets | 60,337,000 | 62,819,000 | 63,183,000 | 65,494,000 |