Call reports 2018
RED RIVER STATE BANK — 2018
What RED RIVER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,780,000 | 78,449,000 | 81,606,000 | 94,238,000 |
| Total loans | 57,783,000 | 62,400,000 | 67,501,000 | 69,498,000 |
| Allowance for loan losses | 562,000 | 580,000 | 570,000 | 578,000 |
| Securities available for sale | 6,502,000 | 6,493,000 | 6,457,000 | 6,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,994,000 | 69,933,000 | 72,819,000 | 85,413,000 |
| Interest-bearing deposits | 50,882,000 | 51,383,000 | 55,980,000 | 59,721,000 |
| Noninterest-bearing deposits | 17,112,000 | 18,550,000 | 16,838,000 | 25,692,000 |
| Equity capital | 8,627,000 | 8,353,000 | 8,594,000 | 8,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,848,000 | 2,846,000 | 3,904,000 |
| Interest expense | 92,000 | 196,000 | 318,000 | 482,000 |
| Net interest income | 802,000 | 1,652,000 | 2,528,000 | 3,422,000 |
| Noninterest income | 69,000 | 145,000 | 218,000 | 286,000 |
| Noninterest expense | 548,000 | 1,085,000 | 1,628,000 | 2,354,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 308,000 | 682,000 | 1,073,000 | 1,294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 682,000 | 1,073,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,139,000 | 7,889,000 | 8,178,000 | 8,224,000 |
| Total capital | 8,701,000 | 8,468,000 | 8,748,000 | 8,802,000 |
| Risk-weighted assets | 49,501,000 | 50,300,000 | 56,114,000 | 61,677,000 |