Call reports 2017
RED RIVER STATE BANK — 2017
What RED RIVER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,959,000 | 75,092,000 | 77,449,000 | 87,176,000 |
| Total loans | 51,137,000 | 55,669,000 | 57,123,000 | 58,427,000 |
| Allowance for loan losses | 535,000 | 523,000 | 539,000 | 545,000 |
| Securities available for sale | 6,683,000 | 6,718,000 | 6,697,000 | 6,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,283,000 | 66,594,000 | 68,824,000 | 78,663,000 |
| Interest-bearing deposits | 49,279,000 | 48,139,000 | 50,216,000 | 52,962,000 |
| Noninterest-bearing deposits | 20,004,000 | 18,456,000 | 18,608,000 | 25,701,000 |
| Equity capital | 8,556,000 | 8,370,000 | 8,478,000 | 8,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,657,000 | 2,540,000 | 3,433,000 |
| Interest expense | 76,000 | 154,000 | 233,000 | 322,000 |
| Net interest income | 738,000 | 1,503,000 | 2,307,000 | 3,111,000 |
| Noninterest income | 92,000 | 186,000 | 259,000 | 332,000 |
| Noninterest expense | 488,000 | 1,033,000 | 1,678,000 | 2,509,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 342,000 | 656,000 | 873,000 | 904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 656,000 | 873,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,964,000 | 7,668,000 | 7,887,000 | 7,887,000 |
| Total capital | 8,499,000 | 8,191,000 | 8,426,000 | 8,432,000 |
| Risk-weighted assets | 46,620,000 | 49,503,000 | 51,261,000 | 53,226,000 |