Call reports 2016
RED RIVER STATE BANK — 2016
What RED RIVER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,309,000 | 76,164,000 | 75,184,000 | 82,559,000 |
| Total loans | 51,776,000 | 53,289,000 | 52,856,000 | 51,666,000 |
| Allowance for loan losses | 559,000 | 544,000 | 526,000 | 529,000 |
| Securities available for sale | 12,654,000 | 8,243,000 | 6,383,000 | 6,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,856,000 | 67,279,000 | 65,959,000 | 74,159,000 |
| Interest-bearing deposits | 51,668,000 | 49,131,000 | 48,129,000 | 50,108,000 |
| Noninterest-bearing deposits | 18,189,000 | 18,147,000 | 17,830,000 | 24,051,000 |
| Equity capital | 8,323,000 | 8,752,000 | 9,085,000 | 8,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,743,000 | 2,593,000 | 3,442,000 |
| Interest expense | 79,000 | 157,000 | 218,000 | 287,000 |
| Net interest income | 855,000 | 1,586,000 | 2,375,000 | 3,155,000 |
| Noninterest income | 76,000 | 161,000 | 246,000 | 316,000 |
| Noninterest expense | 602,000 | 1,003,000 | 1,490,000 | 2,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 407,000 | 744,000 | 1,131,000 | 1,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 744,000 | 1,131,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,790,000 | 8,140,000 | 8,407,000 | 7,819,000 |
| Total capital | 8,316,000 | 8,684,000 | 8,934,000 | 8,347,000 |
| Risk-weighted assets | 42,113,000 | 46,029,000 | 45,201,000 | 47,891,000 |