Call reports 2015
RED RIVER STATE BANK — 2015
What RED RIVER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,269,000 | 44,135,000 | 42,040,000 | 84,411,000 |
| Total loans | 37,015,000 | 38,162,000 | 37,767,000 | 51,656,000 |
| Allowance for loan losses | 562,000 | 554,000 | 554,000 | 554,000 |
| Securities available for sale | 0 | 0 | 0 | 14,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,222,000 | 38,290,000 | 36,178,000 | 76,453,000 |
| Interest-bearing deposits | 33,679,000 | 28,898,000 | 26,921,000 | 53,908,000 |
| Noninterest-bearing deposits | 8,543,000 | 9,392,000 | 9,257,000 | 22,546,000 |
| Equity capital | 5,952,000 | 5,754,000 | 5,781,000 | 7,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,123,000 | 1,683,000 | 2,292,000 |
| Interest expense | 78,000 | 154,000 | 222,000 | 286,000 |
| Net interest income | 486,000 | 969,000 | 1,461,000 | 2,006,000 |
| Noninterest income | 22,000 | 54,000 | 76,000 | 103,000 |
| Noninterest expense | 266,000 | 565,000 | 951,000 | 1,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 458,000 | 586,000 | 623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 458,000 | 586,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,952,000 | 5,754,000 | 5,781,000 | 7,314,000 |
| Total capital | 6,253,000 | 6,107,000 | 6,118,000 | 7,868,000 |
| Risk-weighted assets | 23,850,000 | 27,986,000 | 26,741,000 | 44,160,000 |