Call reports 2013
RED RIVER STATE BANK — 2013
What RED RIVER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,779,000 | 43,707,000 | 44,691,000 | 47,171,000 |
| Total loans | 39,552,000 | 38,960,000 | 39,254,000 | 38,962,000 |
| Allowance for loan losses | 450,000 | 498,000 | 496,000 | 369,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,262,000 | 38,142,000 | 39,009,000 | 41,454,000 |
| Interest-bearing deposits | 33,882,000 | 30,952,000 | 32,527,000 | 32,130,000 |
| Noninterest-bearing deposits | 6,381,000 | 7,190,000 | 6,482,000 | 9,324,000 |
| Equity capital | 5,394,000 | 5,443,000 | 5,573,000 | 5,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,251,000 | 1,881,000 | 2,518,000 |
| Interest expense | 100,000 | 197,000 | 296,000 | 397,000 |
| Net interest income | 537,000 | 1,054,000 | 1,585,000 | 2,121,000 |
| Noninterest income | 38,000 | 44,000 | 66,000 | 265,000 |
| Noninterest expense | 290,000 | 560,000 | 817,000 | 1,354,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 177,000 |
| Pretax income | 270,000 | 508,000 | 789,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 270,000 | 508,000 | 789,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,394,000 | 5,443,000 | 5,573,000 | 5,574,000 |
| Total capital | 5,844,000 | 5,941,000 | 6,069,000 | 5,943,000 |
| Risk-weighted assets | 41,802,000 | 40,345,000 | 41,281,000 | 41,070,000 |