Call reports 2012
RED RIVER STATE BANK — 2012
What RED RIVER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,102,000 | 45,942,000 | 46,800,000 | 50,698,000 |
| Total loans | 38,866,000 | 39,988,000 | 39,708,000 | 40,758,000 |
| Allowance for loan losses | 405,000 | 420,000 | 410,000 | 424,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,773,000 | 40,547,000 | 41,200,000 | 45,125,000 |
| Interest-bearing deposits | 37,756,000 | 34,001,000 | 32,514,000 | 32,582,000 |
| Noninterest-bearing deposits | 6,017,000 | 6,546,000 | 8,686,000 | 12,543,000 |
| Equity capital | 5,193,000 | 5,229,000 | 5,484,000 | 5,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,294,000 | 1,944,000 | 2,596,000 |
| Interest expense | 128,000 | 249,000 | 358,000 | 462,000 |
| Net interest income | 515,000 | 1,045,000 | 1,586,000 | 2,134,000 |
| Noninterest income | 24,000 | 48,000 | 81,000 | 116,000 |
| Noninterest expense | 249,000 | 545,000 | 848,000 | 1,238,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 136,000 |
| Pretax income | 275,000 | 518,000 | 774,000 | 876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 518,000 | 774,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,193,000 | 5,229,000 | 5,484,000 | 5,425,000 |
| Total capital | 5,598,000 | 5,649,000 | 5,894,000 | 5,849,000 |
| Risk-weighted assets | 41,347,000 | 41,675,000 | 41,738,000 | 43,509,000 |