Call reports 2011
RED RIVER STATE BANK — 2011
What RED RIVER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,973,000 | 47,928,000 | 46,527,000 | 55,617,000 |
| Total loans | 39,190,000 | 39,856,000 | 39,279,000 | 39,592,000 |
| Allowance for loan losses | 389,000 | 366,000 | 376,000 | 394,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,008,000 | 42,880,000 | 41,434,000 | 50,370,000 |
| Interest-bearing deposits | 38,760,000 | 37,470,000 | 36,102,000 | 37,521,000 |
| Noninterest-bearing deposits | 5,248,000 | 5,410,000 | 5,332,000 | 12,849,000 |
| Equity capital | 4,771,000 | 4,822,000 | 4,933,000 | 5,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,340,000 | 2,035,000 | 2,690,000 |
| Interest expense | 178,000 | 350,000 | 498,000 | 633,000 |
| Net interest income | 485,000 | 990,000 | 1,537,000 | 2,057,000 |
| Noninterest income | 22,000 | 50,000 | 77,000 | 115,000 |
| Noninterest expense | 283,000 | 591,000 | 898,000 | 1,276,000 |
| Provision for loan losses | 13,000 | 28,000 | 91,000 | 106,000 |
| Pretax income | 211,000 | 421,000 | 625,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 421,000 | 625,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,822,000 | 4,933,000 | 5,018,000 |
| Total capital | 5,160,000 | 5,188,000 | 5,309,000 | 5,412,000 |
| Risk-weighted assets | 41,796,000 | 42,348,000 | 41,447,000 | 43,282,000 |