Call reports 2021
SAGE CAPITAL BANK — 2021
What SAGE CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 537,031,000 | 555,926,000 | 580,621,000 | 607,143,000 |
| Total loans | 313,824,000 | 335,575,000 | 342,042,000 | 335,714,000 |
| Allowance for loan losses | 3,881,000 | 3,883,000 | 3,881,000 | 3,881,000 |
| Securities available for sale | 52,010,000 | 48,316,000 | 62,554,000 | 58,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,220,000 | 496,869,000 | 519,929,000 | 545,680,000 |
| Interest-bearing deposits | 298,012,000 | 296,578,000 | 319,313,000 | 332,313,000 |
| Noninterest-bearing deposits | 181,208,000 | 200,291,000 | 200,616,000 | 213,368,000 |
| Equity capital | 54,862,000 | 56,607,000 | 57,969,000 | 58,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,373,000 | 10,710,000 | 15,453,000 | 20,167,000 |
| Interest expense | 471,000 | 874,000 | 1,235,000 | 1,594,000 |
| Net interest income | 4,902,000 | 9,836,000 | 14,218,000 | 18,573,000 |
| Noninterest income | 475,000 | 950,000 | 1,432,000 | 1,967,000 |
| Noninterest expense | 3,122,000 | 6,424,000 | 9,589,000 | 12,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,267,000 | 4,375,000 | 6,080,000 | 7,729,000 |
| Income tax | 458,000 | 884,000 | 1,214,000 | 1,549,000 |
| Net income | 1,809,000 | 3,491,000 | 4,866,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,079,000 | 51,761,000 | 53,136,000 | 54,450,000 |
| Total capital | 53,960,000 | 55,644,000 | 57,017,000 | 58,331,000 |
| Risk-weighted assets | 336,377,000 | 354,524,000 | 379,963,000 | 382,878,000 |