Call reports 2004
SAGE CAPITAL BANK — 2004
What SAGE CAPITAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 173,888,000 | 185,058,000 | 187,861,000 | 195,027,000 |
| Total loans | 117,300,000 | 121,288,000 | 123,005,000 | 123,091,000 |
| Allowance for loan losses | 1,503,000 | 1,530,000 | 1,559,000 | 1,528,000 |
| Securities available for sale | 32,126,000 | 29,203,000 | 32,138,000 | 29,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,671,000 | 167,857,000 | 170,525,000 | 175,642,000 |
| Interest-bearing deposits | 131,541,000 | 139,342,000 | 141,422,000 | 146,407,000 |
| Noninterest-bearing deposits | 25,130,000 | 28,515,000 | 29,103,000 | 29,235,000 |
| Equity capital | 16,491,000 | 16,326,000 | 16,483,000 | 16,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,459,000 | 6,792,000 | 9,155,000 |
| Interest expense | 575,000 | 1,131,000 | 1,693,000 | 2,283,000 |
| Net interest income | 1,618,000 | 3,328,000 | 5,099,000 | 6,872,000 |
| Noninterest income | 435,000 | 873,000 | 1,332,000 | 1,820,000 |
| Noninterest expense | 1,537,000 | 3,236,000 | 4,989,000 | 6,667,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 456,000 | 845,000 | 1,262,000 | 1,785,000 |
| Income tax | -64,000 | 112,000 | 251,000 | 410,000 |
| Net income | 520,000 | 733,000 | 1,011,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,996,000 | 13,344,000 | 13,349,000 | 13,712,000 |
| Total capital | 14,483,000 | 14,874,000 | 14,864,000 | 15,240,000 |
| Risk-weighted assets | 118,933,000 | 122,662,000 | 121,118,000 | 125,816,000 |
Machine access — free, no API key
Every figure shown here about SAGE CAPITAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.