Call reports 2017
GREATER HUDSON BANK — 2017
What GREATER HUDSON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 502,439,000 | 483,656,000 | 479,099,000 | 482,867,000 |
| Total loans | 328,024,000 | 321,785,000 | 307,616,000 | 322,633,000 |
| Allowance for loan losses | 5,020,000 | 3,943,000 | 3,810,000 | 3,873,000 |
| Securities available for sale | 144,145,000 | 131,138,000 | 124,253,000 | 120,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,843,000 | 376,921,000 | 382,412,000 | 381,764,000 |
| Interest-bearing deposits | 332,900,000 | 309,753,000 | 307,409,000 | 303,695,000 |
| Noninterest-bearing deposits | 68,943,000 | 67,168,000 | 75,003,000 | 78,069,000 |
| Equity capital | 55,815,000 | 57,495,000 | 58,634,000 | 57,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 9,972,000 | 14,944,000 | 19,779,000 |
| Interest expense | 824,000 | 1,630,000 | 2,509,000 | 3,441,000 |
| Net interest income | 4,206,000 | 8,342,000 | 12,435,000 | 16,338,000 |
| Noninterest income | 283,000 | 638,000 | 938,000 | 1,165,000 |
| Noninterest expense | 3,069,000 | 6,074,000 | 8,963,000 | 12,079,000 |
| Provision for loan losses | 461,000 | 233,000 | 173,000 | 393,000 |
| Pretax income | 959,000 | 2,768,000 | 4,392,000 | 5,186,000 |
| Income tax | 295,000 | 889,000 | 1,421,000 | 2,691,000 |
| Net income | 664,000 | 1,879,000 | 2,971,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,613,000 | 56,844,000 | 57,956,000 | 57,962,000 |
| Total capital | 60,622,000 | 61,175,000 | 62,151,000 | 62,211,000 |
| Risk-weighted assets | 400,008,000 | 388,239,000 | 364,358,000 | 384,058,000 |