Call reports 2016
GREATER HUDSON BANK — 2016
What GREATER HUDSON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 437,709,000 | 449,917,000 | 459,864,000 | 505,713,000 |
| Total loans | 282,667,000 | 284,268,000 | 293,646,000 | 332,175,000 |
| Allowance for loan losses | 3,653,000 | 3,648,000 | 3,762,000 | 4,746,000 |
| Securities available for sale | 136,929,000 | 137,782,000 | 138,239,000 | 144,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,448,000 | 343,248,000 | 358,185,000 | 398,161,000 |
| Interest-bearing deposits | 293,889,000 | 292,255,000 | 296,958,000 | 319,162,000 |
| Noninterest-bearing deposits | 49,559,000 | 50,993,000 | 61,227,000 | 78,999,000 |
| Equity capital | 46,301,000 | 56,672,000 | 57,209,000 | 54,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,379,000 | 8,779,000 | 13,323,000 | 17,978,000 |
| Interest expense | 741,000 | 1,487,000 | 2,246,000 | 3,059,000 |
| Net interest income | 3,638,000 | 7,292,000 | 11,077,000 | 14,919,000 |
| Noninterest income | 95,000 | 213,000 | 361,000 | 531,000 |
| Noninterest expense | 2,367,000 | 4,932,000 | 7,653,000 | 10,408,000 |
| Provision for loan losses | 98,000 | 92,000 | 213,000 | 1,196,000 |
| Pretax income | 1,359,000 | 2,766,000 | 4,090,000 | 4,364,000 |
| Income tax | 429,000 | 880,000 | 1,305,000 | 1,363,000 |
| Net income | 930,000 | 1,886,000 | 2,785,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,146,000 | 54,303,000 | 55,206,000 | 54,813,000 |
| Total capital | 48,318,000 | 58,502,000 | 59,494,000 | 59,778,000 |
| Risk-weighted assets | 342,919,000 | 340,488,000 | 361,494,000 | 396,437,000 |