Call reports 2015
GREATER HUDSON BANK — 2015
What GREATER HUDSON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 398,507,000 | 409,307,000 | 413,757,000 | 432,701,000 |
| Total loans | 261,684,000 | 263,650,000 | 267,798,000 | 282,548,000 |
| Allowance for loan losses | 3,441,000 | 3,352,000 | 3,410,000 | 3,555,000 |
| Securities available for sale | 108,040,000 | 110,245,000 | 115,422,000 | 127,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,067,000 | 325,406,000 | 320,660,000 | 340,011,000 |
| Interest-bearing deposits | 269,880,000 | 276,489,000 | 267,735,000 | 285,850,000 |
| Noninterest-bearing deposits | 44,187,000 | 48,917,000 | 52,925,000 | 54,161,000 |
| Equity capital | 42,775,000 | 43,088,000 | 44,301,000 | 44,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,031,000 | 8,154,000 | 12,306,000 | 16,646,000 |
| Interest expense | 736,000 | 1,448,000 | 2,176,000 | 2,945,000 |
| Net interest income | 3,295,000 | 6,706,000 | 10,130,000 | 13,701,000 |
| Noninterest income | 141,000 | 247,000 | 338,000 | 451,000 |
| Noninterest expense | 2,281,000 | 4,781,000 | 7,259,000 | 9,653,000 |
| Provision for loan losses | 135,000 | 46,000 | 111,000 | 238,000 |
| Pretax income | 1,223,000 | 2,329,000 | 3,441,000 | 4,666,000 |
| Income tax | 395,000 | 756,000 | 1,100,000 | 1,489,000 |
| Net income | 828,000 | 1,573,000 | 2,341,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,721,000 | 41,476,000 | 42,249,000 | 43,093,000 |
| Total capital | 44,517,000 | 45,291,000 | 46,165,000 | 47,157,000 |
| Risk-weighted assets | 314,566,000 | 311,038,000 | 318,971,000 | 339,976,000 |