Call reports 2012
GREATER HUDSON BANK — 2012
What GREATER HUDSON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 323,860,000 | 330,092,000 | 328,166,000 | 309,175,000 |
| Total loans | 168,774,000 | 183,997,000 | 185,479,000 | 180,084,000 |
| Allowance for loan losses | 2,372,000 | 2,574,000 | 2,598,000 | 2,572,000 |
| Securities available for sale | 116,106,000 | 108,888,000 | 104,408,000 | 97,088,000 |
| Securities held to maturity | 12,861,000 | 11,867,000 | 10,877,000 | 10,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,920,000 | 267,425,000 | 263,804,000 | 245,040,000 |
| Interest-bearing deposits | 249,427,000 | 244,740,000 | 237,916,000 | 221,852,000 |
| Noninterest-bearing deposits | 20,493,000 | 22,685,000 | 25,888,000 | 23,188,000 |
| Equity capital | 37,154,000 | 37,801,000 | 39,113,000 | 38,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,093,000 | 10,837,000 | 14,239,000 |
| Interest expense | 763,000 | 1,503,000 | 2,207,000 | 2,843,000 |
| Net interest income | 2,847,000 | 5,590,000 | 8,630,000 | 11,396,000 |
| Noninterest income | 24,000 | 45,000 | 91,000 | 169,000 |
| Noninterest expense | 1,699,000 | 3,688,000 | 5,507,000 | 7,480,000 |
| Provision for loan losses | 222,000 | 435,000 | 466,000 | 518,000 |
| Pretax income | 1,146,000 | 1,759,000 | 3,003,000 | 4,003,000 |
| Income tax | 437,000 | 659,000 | 1,126,000 | 1,496,000 |
| Net income | 709,000 | 1,100,000 | 1,877,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,737,000 | 37,175,000 | 37,956,000 | 38,090,000 |
| Total capital | 39,256,000 | 39,921,000 | 40,717,000 | 40,799,000 |
| Risk-weighted assets | 232,573,000 | 242,747,000 | 242,627,000 | 235,749,000 |