Call reports 2022
CHIPPEWA VALLEY BANK — 2022
What CHIPPEWA VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 666,770,000 | 660,895,000 | 659,355,000 | 637,500,000 |
| Total loans | 422,350,000 | 420,425,000 | 419,585,000 | 424,130,000 |
| Allowance for loan losses | 3,876,000 | 3,873,000 | 3,865,000 | 3,841,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 136,750,000 | 145,901,000 | 154,995,000 | 145,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,301,000 | 493,448,000 | 492,302,000 | 470,051,000 |
| Interest-bearing deposits | 401,652,000 | 392,307,000 | 389,894,000 | 365,625,000 |
| Noninterest-bearing deposits | 98,649,000 | 101,141,000 | 102,408,000 | 104,426,000 |
| Equity capital | 50,601,000 | 51,576,000 | 53,898,000 | 54,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,568,000 | 9,456,000 | 15,601,000 | 22,898,000 |
| Interest expense | 658,000 | 1,271,000 | 1,862,000 | 2,597,000 |
| Net interest income | 3,910,000 | 8,185,000 | 13,739,000 | 20,301,000 |
| Noninterest income | 396,000 | 965,000 | 1,677,000 | 2,082,000 |
| Noninterest expense | 2,690,000 | 5,806,000 | 8,696,000 | 11,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,616,000 | 3,344,000 | 6,720,000 | 10,662,000 |
| Income tax | 118,000 | 187,000 | 307,000 | 431,000 |
| Net income | 1,498,000 | 3,157,000 | 6,413,000 | 10,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,959,000 | 50,973,000 | 53,327,000 | 54,328,000 |
| Total capital | 53,835,000 | 54,846,000 | 57,192,000 | 58,169,000 |
| Risk-weighted assets | 391,541,000 | 395,002,000 | 391,783,000 | 402,410,000 |