Call reports 2017
CHIPPEWA VALLEY BANK — 2017
What CHIPPEWA VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 337,049,000 | 358,146,000 | 372,509,000 | 366,928,000 |
| Total loans | 267,577,000 | 273,962,000 | 289,138,000 | 293,979,000 |
| Allowance for loan losses | 2,886,000 | 2,921,000 | 2,886,000 | 3,031,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,312,000 | 31,429,000 | 31,419,000 | 30,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,688,000 | 294,503,000 | 310,173,000 | 304,555,000 |
| Interest-bearing deposits | 220,551,000 | 228,522,000 | 240,468,000 | 239,876,000 |
| Noninterest-bearing deposits | 62,137,000 | 65,981,000 | 69,705,000 | 64,679,000 |
| Equity capital | 33,262,000 | 33,794,000 | 33,965,000 | 34,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,524,000 | 7,238,000 | 11,061,000 | 15,071,000 |
| Interest expense | 210,000 | 505,000 | 890,000 | 1,302,000 |
| Net interest income | 3,314,000 | 6,733,000 | 10,171,000 | 13,769,000 |
| Noninterest income | 395,000 | 717,000 | 734,000 | 1,045,000 |
| Noninterest expense | 2,217,000 | 4,487,000 | 6,932,000 | 9,689,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 300,000 |
| Pretax income | 1,392,000 | 2,813,000 | 3,823,000 | 4,825,000 |
| Income tax | 26,000 | 31,000 | 36,000 | 41,000 |
| Net income | 1,366,000 | 2,782,000 | 3,787,000 | 4,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,041,000 | 32,611,000 | 32,816,000 | 33,011,000 |
| Total capital | 34,927,000 | 35,532,000 | 35,702,000 | 36,042,000 |
| Risk-weighted assets | 239,126,000 | 257,119,000 | 267,790,000 | 276,581,000 |