Call reports 2006
CHIPPEWA VALLEY BANK — 2006
What CHIPPEWA VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 150,067,000 | 154,284,000 | 160,020,000 | 160,269,000 |
| Total loans | 130,971,000 | 133,453,000 | 136,823,000 | 140,822,000 |
| Allowance for loan losses | 1,499,000 | 1,500,000 | 1,500,000 | 1,729,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,380,000 | 2,351,000 | 5,331,000 | 4,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,629,000 | 127,259,000 | 131,430,000 | 130,474,000 |
| Interest-bearing deposits | 113,181,000 | 111,403,000 | 116,201,000 | 116,244,000 |
| Noninterest-bearing deposits | 13,448,000 | 15,856,000 | 15,229,000 | 14,230,000 |
| Equity capital | 11,233,000 | 11,480,000 | 12,349,000 | 12,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,301,000 | 8,365,000 | 11,634,000 |
| Interest expense | 906,000 | 1,892,000 | 3,032,000 | 4,223,000 |
| Net interest income | 1,688,000 | 3,409,000 | 5,333,000 | 7,411,000 |
| Noninterest income | 160,000 | 349,000 | 571,000 | 724,000 |
| Noninterest expense | 1,150,000 | 2,293,000 | 3,568,000 | 5,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 698,000 | 1,465,000 | 2,336,000 | 2,769,000 |
| Income tax | 6,000 | 7,000 | 8,000 | 9,000 |
| Net income | 692,000 | 1,458,000 | 2,328,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,233,000 | 11,480,000 | 12,349,000 | 12,781,000 |
| Total capital | 12,710,000 | 12,980,000 | 13,849,000 | 14,399,000 |
| Risk-weighted assets | 118,155,000 | 121,119,000 | 125,386,000 | 129,305,000 |
Machine access — free, no API key
Every figure shown here about CHIPPEWA VALLEY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.