Call reports 2016
FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,683,853,000 | 8,074,885,000 | 8,387,105,000 | 8,952,035,000 |
| Total loans | 5,644,567,000 | 6,002,510,000 | 6,285,241,000 | 6,655,115,000 |
| Allowance for loan losses | 31,995,000 | 33,706,000 | 35,785,000 | 37,897,000 |
| Securities available for sale | 1,381,493,000 | 1,423,282,000 | 1,533,273,000 | 1,746,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,910,655,000 | 6,473,419,000 | 6,932,881,000 | 7,323,796,000 |
| Interest-bearing deposits | 5,164,504,000 | 5,678,647,000 | 6,086,653,000 | 6,399,766,000 |
| Noninterest-bearing deposits | 746,151,000 | 794,772,000 | 846,228,000 | 924,030,000 |
| Equity capital | 801,089,000 | 837,945,000 | 875,046,000 | 885,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 73,550,000 | 148,823,000 | 227,747,000 | 311,485,000 |
| Interest expense | 11,034,000 | 23,116,000 | 36,428,000 | 50,716,000 |
| Net interest income | 62,516,000 | 125,707,000 | 191,319,000 | 260,769,000 |
| Noninterest income | 6,734,000 | 15,576,000 | 24,540,000 | 32,701,000 |
| Noninterest expense | 32,218,000 | 64,348,000 | 96,225,000 | 128,383,000 |
| Provision for loan losses | 1,440,000 | 3,416,000 | 5,406,000 | 7,655,000 |
| Pretax income | 35,906,000 | 74,132,000 | 115,754,000 | 159,837,000 |
| Income tax | 12,962,000 | 27,036,000 | 41,817,000 | 59,575,000 |
| Net income | 22,944,000 | 47,096,000 | 73,937,000 | 100,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 695,182,000 | 736,298,000 | 764,801,000 | 795,207,000 |
| Total capital | 695,182,000 | 739,387,000 | 794,020,000 | 834,679,000 |
| Risk-weighted assets | 6,262,566,000 | 6,611,672,000 | 6,921,774,000 | 7,315,429,000 |