Call reports 2015
FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,063,638,000 | 6,430,574,000 | 6,712,641,000 | 7,155,458,000 |
| Total loans | 4,120,357,000 | 4,532,504,000 | 4,808,710,000 | 5,195,702,000 |
| Allowance for loan losses | 24,513,000 | 27,046,000 | 27,394,000 | 29,126,000 |
| Securities available for sale | 1,308,146,000 | 1,262,951,000 | 1,302,350,000 | 1,357,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,242,690,000 | 4,470,181,000 | 4,829,973,000 | 5,439,749,000 |
| Interest-bearing deposits | 4,081,806,000 | 3,844,243,000 | 4,203,104,000 | 4,793,591,000 |
| Noninterest-bearing deposits | 160,885,000 | 625,938,000 | 626,869,000 | 646,158,000 |
| Equity capital | 719,931,000 | 733,342,000 | 753,268,000 | 773,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 53,714,000 | 108,921,000 | 171,614,000 | 240,437,000 |
| Interest expense | 6,543,000 | 13,653,000 | 21,738,000 | 30,693,000 |
| Net interest income | 47,171,000 | 95,268,000 | 149,876,000 | 209,744,000 |
| Noninterest income | -54,146,000 | -39,236,000 | -30,939,000 | -22,217,000 |
| Noninterest expense | 29,388,000 | 60,029,000 | 89,487,000 | 121,233,000 |
| Provision for loan losses | 1,350,000 | 3,819,000 | 4,494,000 | 6,823,000 |
| Pretax income | -37,218,000 | -6,737,000 | 26,202,000 | 60,689,000 |
| Income tax | -20,912,000 | -10,284,000 | 1,245,000 | 8,557,000 |
| Net income | -16,306,000 | 3,547,000 | 24,957,000 | 52,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 623,651,000 | 645,399,000 | 667,406,000 | 678,608,000 |
| Total capital | 649,585,000 | 673,973,000 | 696,490,000 | 678,608,000 |
| Risk-weighted assets | 4,642,190,000 | 4,977,702,000 | 5,464,136,000 | 5,830,628,000 |