Call reports 2013
FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,253,662,000 | 3,452,441,000 | 3,542,603,000 | 3,881,837,000 |
| Total loans | 1,481,468,000 | 1,655,715,000 | 1,852,866,000 | 2,258,785,000 |
| Allowance for loan losses | 16,614,000 | 15,756,000 | 13,080,000 | 14,733,000 |
| Securities available for sale | 1,389,455,000 | 1,325,197,000 | 1,304,841,000 | 1,062,107,000 |
| Securities held to maturity | 553,000 | 357,000 | 361,000 | 365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,444,722,000 | 2,639,391,000 | 2,731,127,000 | 2,931,789,000 |
| Interest-bearing deposits | 2,351,627,000 | 2,553,155,000 | 2,653,943,000 | 2,851,371,000 |
| Noninterest-bearing deposits | 93,095,000 | 86,237,000 | 77,185,000 | 80,417,000 |
| Equity capital | 453,993,000 | 451,953,000 | 454,338,000 | 479,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 34,131,000 | 68,629,000 | 102,874,000 | 140,763,000 |
| Interest expense | 5,370,000 | 11,051,000 | 16,990,000 | 22,939,000 |
| Net interest income | 28,761,000 | 57,578,000 | 85,884,000 | 117,824,000 |
| Noninterest income | 197,000 | 522,000 | -663,000 | -196,000 |
| Noninterest expense | 23,817,000 | 47,801,000 | 70,262,000 | 93,747,000 |
| Provision for loan losses | 1,096,000 | 1,569,000 | 938,000 | 2,914,000 |
| Pretax income | 5,423,000 | 11,236,000 | 18,675,000 | 29,638,000 |
| Income tax | 2,157,000 | 4,469,000 | 7,428,000 | 11,507,000 |
| Net income | 3,266,000 | 6,767,000 | 11,247,000 | 18,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 400,288,000 | 404,757,000 | 410,192,000 | 437,952,000 |
| Total capital | 416,902,000 | 421,192,000 | 423,936,000 | 453,279,000 |
| Risk-weighted assets | 1,984,543,000 | 2,108,080,000 | 2,350,348,000 | 2,622,537,000 |