Call reports 2016
FIRST ADVANTAGE BANK — 2016
What FIRST ADVANTAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 485,546,000 | 493,906,000 | 526,169,000 | 528,339,000 |
| Total loans | 403,915,000 | 407,713,000 | 409,050,000 | 424,927,000 |
| Allowance for loan losses | 6,113,000 | 6,322,000 | 6,432,000 | 6,498,000 |
| Securities available for sale | 49,100,000 | 48,198,000 | 49,133,000 | 46,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,178,000 | 383,935,000 | 416,077,000 | 419,140,000 |
| Interest-bearing deposits | 333,453,000 | 340,449,000 | 371,046,000 | 371,821,000 |
| Noninterest-bearing deposits | 41,725,000 | 43,486,000 | 45,031,000 | 47,319,000 |
| Equity capital | 62,732,000 | 62,177,000 | 62,352,000 | 62,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,800,000 | 11,516,000 | 17,430,000 | 23,446,000 |
| Interest expense | 931,000 | 1,927,000 | 3,029,000 | 4,149,000 |
| Net interest income | 4,869,000 | 9,589,000 | 14,401,000 | 19,297,000 |
| Noninterest income | 523,000 | 1,177,000 | 1,898,000 | 2,582,000 |
| Noninterest expense | 4,301,000 | 8,589,000 | 12,912,000 | 17,003,000 |
| Provision for loan losses | 180,000 | 480,000 | 680,000 | 780,000 |
| Pretax income | 937,000 | 1,729,000 | 2,739,000 | 4,141,000 |
| Income tax | 269,000 | 488,000 | 765,000 | 1,216,000 |
| Net income | 668,000 | 1,241,000 | 1,974,000 | 2,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,233,000 | 61,413,000 | 61,752,000 | 62,387,000 |
| Total capital | 67,855,000 | 66,993,000 | 67,429,000 | 68,229,000 |
| Risk-weighted assets | 449,282,000 | 445,664,000 | 453,468,000 | 466,729,000 |