Call reports 2015
FIRST ADVANTAGE BANK — 2015
What FIRST ADVANTAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 449,507,000 | 470,070,000 | 490,256,000 | 487,591,000 |
| Total loans | 375,849,000 | 387,842,000 | 406,594,000 | 404,824,000 |
| Allowance for loan losses | 5,291,000 | 5,387,000 | 5,646,000 | 5,937,000 |
| Securities available for sale | 41,126,000 | 49,523,000 | 49,106,000 | 48,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,638,000 | 346,266,000 | 357,489,000 | 364,637,000 |
| Interest-bearing deposits | 301,490,000 | 307,332,000 | 312,643,000 | 319,742,000 |
| Noninterest-bearing deposits | 41,148,000 | 38,934,000 | 44,846,000 | 44,895,000 |
| Equity capital | 61,363,000 | 61,151,000 | 61,524,000 | 62,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,219,000 | 10,634,000 | 16,329,000 | 22,117,000 |
| Interest expense | 698,000 | 1,438,000 | 2,242,000 | 3,091,000 |
| Net interest income | 4,521,000 | 9,196,000 | 14,087,000 | 19,026,000 |
| Noninterest income | 578,000 | 1,209,000 | 1,912,000 | 2,647,000 |
| Noninterest expense | 3,993,000 | 7,974,000 | 12,069,000 | 15,798,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 827,000 | 1,852,000 | 3,141,000 | 4,840,000 |
| Income tax | 244,000 | 542,000 | 944,000 | 1,465,000 |
| Net income | 583,000 | 1,310,000 | 2,197,000 | 3,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,304,000 | 60,619,000 | 61,102,000 | 61,963,000 |
| Total capital | 65,130,000 | 65,912,000 | 66,699,000 | 67,559,000 |
| Risk-weighted assets | 385,649,000 | 423,424,000 | 447,754,000 | 447,405,000 |