Call reports 2012
FIRST ADVANTAGE BANK — 2012
What FIRST ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 366,576,000 | 365,502,000 | 362,176,000 | 357,372,000 |
| Total loans | 263,152,000 | 263,466,000 | 263,980,000 | 271,766,000 |
| Allowance for loan losses | 4,314,000 | 4,369,000 | 5,107,000 | 5,258,000 |
| Securities available for sale | 70,163,000 | 66,682,000 | 58,531,000 | 54,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,716,000 | 255,577,000 | 260,486,000 | 257,728,000 |
| Interest-bearing deposits | 240,285,000 | 246,668,000 | 250,420,000 | 222,979,000 |
| Noninterest-bearing deposits | 7,431,000 | 8,909,000 | 10,066,000 | 34,749,000 |
| Equity capital | 54,249,000 | 55,042,000 | 55,731,000 | 56,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,556,000 | 9,049,000 | 13,378,000 | 17,831,000 |
| Interest expense | 952,000 | 1,835,000 | 2,658,000 | 3,464,000 |
| Net interest income | 3,604,000 | 7,214,000 | 10,720,000 | 14,367,000 |
| Noninterest income | 570,000 | 1,238,000 | 2,414,000 | 3,105,000 |
| Noninterest expense | 2,843,000 | 5,913,000 | 9,258,000 | 12,457,000 |
| Provision for loan losses | 225,000 | 450,000 | 1,212,000 | 1,437,000 |
| Pretax income | 1,580,000 | 2,563,000 | 3,138,000 | 4,056,000 |
| Income tax | 623,000 | 992,000 | 1,116,000 | 1,581,000 |
| Net income | 957,000 | 1,571,000 | 2,022,000 | 2,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,596,000 | 52,410,000 | 53,065,000 | 53,758,000 |
| Total capital | 54,978,000 | 55,839,000 | 56,439,000 | 57,166,000 |
| Risk-weighted assets | 269,626,000 | 279,495,000 | 268,184,000 | 270,755,000 |