Call reports 2025
RVR BANK — 2025
What RVR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 531,573,000 | 551,383,000 | 554,876,000 | 557,123,000 |
| Total loans | 398,735,000 | 422,675,000 | 430,128,000 | 430,565,000 |
| Allowance for loan losses | 6,920,000 | 6,918,000 | 6,984,000 | 6,980,000 |
| Securities available for sale | 74,853,000 | 77,763,000 | 79,723,000 | 80,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,320,000 | 494,012,000 | 494,299,000 | 495,201,000 |
| Interest-bearing deposits | 399,402,000 | 427,414,000 | 428,920,000 | 433,908,000 |
| Noninterest-bearing deposits | 75,918,000 | 66,598,000 | 65,379,000 | 61,293,000 |
| Equity capital | 53,372,000 | 54,114,000 | 57,100,000 | 58,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,079,000 | 14,599,000 | 22,615,000 | 30,548,000 |
| Interest expense | 2,142,000 | 4,274,000 | 6,600,000 | 8,820,000 |
| Net interest income | 4,937,000 | 10,325,000 | 16,015,000 | 21,728,000 |
| Noninterest income | 986,000 | 2,004,000 | 3,242,000 | 4,296,000 |
| Noninterest expense | 3,580,000 | 7,366,000 | 11,283,000 | 15,897,000 |
| Provision for loan losses | 0 | 0 | 225,000 | 225,000 |
| Pretax income | 2,040,000 | 4,630,000 | 7,416,000 | 9,569,000 |
| Income tax | 36,000 | 64,000 | 101,000 | 139,000 |
| Net income | 2,004,000 | 4,566,000 | 7,315,000 | 9,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,729,000 | 49,875,000 | 51,258,000 | 52,011,000 |