Call reports 2024
RVR BANK — 2024
What RVR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 498,502,000 | 504,331,000 | 516,400,000 | 522,603,000 |
| Total loans | 379,059,000 | 386,940,000 | 391,554,000 | 397,977,000 |
| Allowance for loan losses | 5,962,000 | 6,247,000 | 6,554,000 | 6,927,000 |
| Securities available for sale | 70,604,000 | 69,960,000 | 73,572,000 | 77,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,051,000 | 451,189,000 | 459,932,000 | 468,196,000 |
| Interest-bearing deposits | 379,855,000 | 390,563,000 | 395,084,000 | 401,113,000 |
| Noninterest-bearing deposits | 66,196,000 | 60,626,000 | 64,848,000 | 67,083,000 |
| Equity capital | 49,738,000 | 50,152,000 | 53,213,000 | 51,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,514,000 | 13,273,000 | 20,291,000 | 27,331,000 |
| Interest expense | 2,075,000 | 4,256,000 | 6,471,000 | 8,629,000 |
| Net interest income | 4,439,000 | 9,017,000 | 13,820,000 | 18,702,000 |
| Noninterest income | 1,052,000 | 1,967,000 | 3,027,000 | 4,054,000 |
| Noninterest expense | 3,374,000 | 6,950,000 | 10,381,000 | 14,354,000 |
| Provision for loan losses | 303,000 | 605,000 | 908,000 | 1,210,000 |
| Pretax income | 1,814,000 | 3,429,000 | 5,558,000 | 7,192,000 |
| Income tax | 29,000 | 65,000 | 101,000 | 152,000 |
| Net income | 1,785,000 | 3,364,000 | 5,457,000 | 7,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,057,000 | 46,574,000 | 47,741,000 | 47,810,000 |