Call reports 2022
RVR BANK — 2022
What RVR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 456,406,000 | 441,928,000 | 442,028,000 | 464,756,000 |
| Total loans | 303,978,000 | 318,113,000 | 322,767,000 | 340,329,000 |
| Allowance for loan losses | 3,894,000 | 3,720,000 | 4,063,000 | 4,243,000 |
| Securities available for sale | 63,588,000 | 64,639,000 | 63,975,000 | 65,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,010,000 | 395,774,000 | 395,838,000 | 417,209,000 |
| Interest-bearing deposits | 334,707,000 | 321,247,000 | 316,823,000 | 343,874,000 |
| Noninterest-bearing deposits | 74,303,000 | 74,527,000 | 79,015,000 | 73,335,000 |
| Equity capital | 45,169,000 | 44,009,000 | 43,891,000 | 45,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,968,000 | 8,162,000 | 12,733,000 | 17,825,000 |
| Interest expense | 149,000 | 299,000 | 481,000 | 887,000 |
| Net interest income | 3,819,000 | 7,863,000 | 12,252,000 | 16,938,000 |
| Noninterest income | 856,000 | 1,785,000 | 2,900,000 | 4,054,000 |
| Noninterest expense | 3,124,000 | 6,165,000 | 9,426,000 | 12,841,000 |
| Provision for loan losses | 225,000 | 450,000 | 681,000 | 910,000 |
| Pretax income | 1,326,000 | 3,033,000 | 5,045,000 | 7,241,000 |
| Income tax | 43,000 | 90,000 | 137,000 | 159,000 |
| Net income | 1,283,000 | 2,943,000 | 4,908,000 | 7,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,728,000 | 40,404,000 | 42,388,000 | 42,379,000 |
| Total capital | 42,622,000 | 44,124,000 | — | — |
| Risk-weighted assets | 333,846,000 | 337,603,000 | — | — |