Call reports 2021
RVR BANK — 2021
What RVR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 297,261,000 | 288,086,000 | 289,321,000 | 471,147,000 |
| Total loans | 207,346,000 | 205,043,000 | 211,593,000 | 306,364,000 |
| Allowance for loan losses | 4,190,000 | 4,170,000 | 4,176,000 | 3,789,000 |
| Securities available for sale | 25,310,000 | 27,110,000 | 26,911,000 | 65,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,163,000 | 258,089,000 | 258,590,000 | 421,388,000 |
| Interest-bearing deposits | 230,718,000 | 220,031,000 | 221,683,000 | 336,855,000 |
| Noninterest-bearing deposits | 38,445,000 | 38,058,000 | 36,907,000 | 84,533,000 |
| Equity capital | 26,234,000 | 28,108,000 | 28,821,000 | 47,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 6,115,000 | 8,862,000 | 12,048,000 |
| Interest expense | 204,000 | 351,000 | 470,000 | 591,000 |
| Net interest income | 2,525,000 | 5,764,000 | 8,392,000 | 11,457,000 |
| Noninterest income | 688,000 | 1,362,000 | 2,616,000 | 3,364,000 |
| Noninterest expense | 1,913,000 | 3,940,000 | 6,182,000 | 9,176,000 |
| Provision for loan losses | 51,000 | 52,000 | 55,000 | 306,000 |
| Pretax income | 1,249,000 | 3,134,000 | 4,771,000 | 5,339,000 |
| Income tax | 26,000 | 56,000 | 87,000 | 120,000 |
| Net income | 1,223,000 | 3,078,000 | 4,684,000 | 5,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,867,000 | 27,723,000 | 28,424,000 | 37,425,000 |
| Total capital | — | — | — | 41,214,000 |
| Risk-weighted assets | — | — | — | 328,294,000 |