Call reports 2018
RVR BANK — 2018
What RVR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 233,108,000 | 230,556,000 | 240,880,000 | 253,168,000 |
| Total loans | 175,389,000 | 175,029,000 | 184,174,000 | 188,347,000 |
| Allowance for loan losses | 3,470,000 | 3,431,000 | 3,433,000 | 3,413,000 |
| Securities available for sale | 25,218,000 | 24,816,000 | 24,568,000 | 23,807,000 |
| Securities held to maturity | 21,000 | 20,000 | 19,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,007,000 | 206,423,000 | 217,251,000 | 228,471,000 |
| Interest-bearing deposits | 181,234,000 | 182,510,000 | 195,610,000 | 201,509,000 |
| Noninterest-bearing deposits | 25,773,000 | 23,913,000 | 21,641,000 | 26,962,000 |
| Equity capital | 21,042,000 | 21,036,000 | 21,580,000 | 22,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,076,000 | 7,805,000 | 10,657,000 |
| Interest expense | 239,000 | 518,000 | 812,000 | 1,154,000 |
| Net interest income | 2,286,000 | 4,558,000 | 6,993,000 | 9,503,000 |
| Noninterest income | 568,000 | 1,078,000 | 1,668,000 | 2,237,000 |
| Noninterest expense | 1,859,000 | 3,643,000 | 5,583,000 | 7,624,000 |
| Provision for loan losses | 152,000 | 204,000 | 206,000 | 206,000 |
| Pretax income | 843,000 | 1,789,000 | 2,872,000 | 3,910,000 |
| Income tax | 24,000 | 48,000 | 73,000 | 99,000 |
| Net income | 819,000 | 1,741,000 | 2,799,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,389,000 | 21,423,000 | 22,070,000 | 22,713,000 |
| Total capital | 23,781,000 | 23,792,000 | 24,555,000 | 25,205,000 |
| Risk-weighted assets | 190,318,000 | 188,490,000 | 197,910,000 | 198,496,000 |