Call reports 2017
RVR BANK — 2017
What RVR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,042,000 | 231,607,000 | 228,232,000 | 231,781,000 |
| Total loans | 168,953,000 | 173,865,000 | 170,718,000 | 176,331,000 |
| Allowance for loan losses | 2,485,000 | 2,716,000 | 3,004,000 | 3,153,000 |
| Securities available for sale | 29,229,000 | 28,230,000 | 26,706,000 | 26,368,000 |
| Securities held to maturity | 29,000 | 27,000 | 25,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,069,000 | 207,118,000 | 203,430,000 | 207,230,000 |
| Interest-bearing deposits | 174,011,000 | 184,418,000 | 183,450,000 | 182,388,000 |
| Noninterest-bearing deposits | 30,058,000 | 22,700,000 | 19,980,000 | 24,842,000 |
| Equity capital | 19,698,000 | 20,525,000 | 20,639,000 | 20,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,777,000 | 7,280,000 | 9,755,000 |
| Interest expense | 216,000 | 442,000 | 677,000 | 906,000 |
| Net interest income | 2,106,000 | 4,335,000 | 6,603,000 | 8,849,000 |
| Noninterest income | 524,000 | 1,075,000 | 1,628,000 | 2,203,000 |
| Noninterest expense | 1,879,000 | 3,638,000 | 5,417,000 | 7,190,000 |
| Provision for loan losses | 227,000 | 458,000 | 689,000 | 845,000 |
| Pretax income | 524,000 | 1,314,000 | 2,125,000 | 3,017,000 |
| Income tax | 12,000 | 46,000 | 70,000 | 94,000 |
| Net income | 512,000 | 1,268,000 | 2,055,000 | 2,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,620,000 | 20,376,000 | 20,523,000 | 21,020,000 |
| Total capital | 21,959,000 | 22,807,000 | 22,885,000 | 23,471,000 |
| Risk-weighted assets | 187,014,000 | 194,272,000 | 188,380,000 | 195,395,000 |