Call reports 2008
RVR BANK — 2008
What RVR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 187,490,000 | 183,663,000 | 188,532,000 | 194,317,000 |
| Total loans | 125,165,000 | 130,288,000 | 137,090,000 | 143,666,000 |
| Allowance for loan losses | 1,743,000 | 1,833,000 | 1,919,000 | 1,838,000 |
| Securities available for sale | 36,171,000 | 34,818,000 | 34,429,000 | 34,669,000 |
| Securities held to maturity | 2,248,000 | 1,892,000 | 1,787,000 | 1,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,040,000 | 136,747,000 | 144,124,000 | 149,106,000 |
| Interest-bearing deposits | 123,865,000 | 123,638,000 | 128,103,000 | 125,049,000 |
| Noninterest-bearing deposits | 14,175,000 | 13,109,000 | 16,021,000 | 24,057,000 |
| Equity capital | 16,066,000 | 15,345,000 | 15,761,000 | 16,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,728,000 | 8,624,000 | 11,507,000 |
| Interest expense | 1,194,000 | 2,303,000 | 3,363,000 | 4,354,000 |
| Net interest income | 1,688,000 | 3,425,000 | 5,261,000 | 7,153,000 |
| Noninterest income | 515,000 | 1,054,000 | 1,675,000 | 2,180,000 |
| Noninterest expense | 1,311,000 | 2,494,000 | 3,787,000 | 5,216,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 420,000 |
| Pretax income | 802,000 | 1,805,000 | 2,879,000 | 3,697,000 |
| Income tax | 16,000 | 31,000 | 48,000 | 65,000 |
| Net income | 786,000 | 1,774,000 | 2,831,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,225,000 | 15,185,000 | 15,470,000 | 15,309,000 |
| Total capital | 16,968,000 | 16,995,000 | 17,359,000 | 17,147,000 |
| Risk-weighted assets | 141,316,000 | 144,772,000 | 151,059,000 | 156,915,000 |
Machine access — free, no API key
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