Call reports 2007
RVR BANK — 2007
What RVR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,160,000 | 189,746,000 | 191,021,000 | 181,449,000 |
| Total loans | 122,669,000 | 123,468,000 | 126,175,000 | 125,553,000 |
| Allowance for loan losses | 1,826,000 | 1,885,000 | 1,971,000 | 1,695,000 |
| Securities available for sale | 36,378,000 | 36,380,000 | 37,584,000 | 37,531,000 |
| Securities held to maturity | 2,885,000 | 2,767,000 | 2,651,000 | 2,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,228,000 | 142,045,000 | 131,595,000 | 127,131,000 |
| Interest-bearing deposits | 121,197,000 | 122,905,000 | 115,891,000 | 111,871,000 |
| Noninterest-bearing deposits | 17,031,000 | 19,140,000 | 15,704,000 | 15,260,000 |
| Equity capital | 14,067,000 | 14,066,000 | 14,790,000 | 15,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,822,000 | 8,935,000 | 11,984,000 |
| Interest expense | 1,287,000 | 2,645,000 | 4,077,000 | 5,401,000 |
| Net interest income | 1,564,000 | 3,177,000 | 4,858,000 | 6,583,000 |
| Noninterest income | 411,000 | 907,000 | 1,434,000 | 1,902,000 |
| Noninterest expense | 1,295,000 | 2,505,000 | 3,777,000 | 4,929,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 590,000 | 1,399,000 | 2,245,000 | 3,226,000 |
| Income tax | 789,000 | 681,000 | 696,000 | 711,000 |
| Net income | -199,000 | 718,000 | 1,549,000 | 2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,088,000 | 14,505,000 | 14,757,000 | 15,404,000 |
| Total capital | 15,814,000 | 16,250,000 | 16,526,000 | 17,099,000 |
| Risk-weighted assets | 137,953,000 | 139,427,000 | 141,330,000 | 139,707,000 |
Machine access — free, no API key
Every figure shown here about RVR BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.