Call reports 2005
RVR BANK — 2005
What RVR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 156,097,000 | 161,656,000 | 165,045,000 | 169,331,000 |
| Total loans | 103,306,000 | 110,915,000 | 114,723,000 | 116,741,000 |
| Allowance for loan losses | 1,723,000 | 1,774,000 | 1,838,000 | 1,892,000 |
| Securities available for sale | 31,722,000 | 33,631,000 | 33,721,000 | 33,338,000 |
| Securities held to maturity | 4,757,000 | 4,194,000 | 4,078,000 | 3,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,343,000 | 120,864,000 | 117,510,000 | 123,853,000 |
| Interest-bearing deposits | 108,441,000 | 106,374,000 | 105,204,000 | 110,473,000 |
| Noninterest-bearing deposits | 12,902,000 | 14,490,000 | 12,306,000 | 13,380,000 |
| Equity capital | 11,274,000 | 11,803,000 | 12,082,000 | 12,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,346,000 | 6,734,000 | 9,198,000 |
| Interest expense | 658,000 | 1,372,000 | 2,199,000 | 3,162,000 |
| Net interest income | 1,460,000 | 2,974,000 | 4,535,000 | 6,036,000 |
| Noninterest income | 388,000 | 788,000 | 1,202,000 | 1,599,000 |
| Noninterest expense | 1,193,000 | 2,286,000 | 3,425,000 | 4,562,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 580,000 | 1,326,000 | 2,087,000 | 2,773,000 |
| Income tax | 136,000 | 295,000 | 491,000 | 663,000 |
| Net income | 444,000 | 1,031,000 | 1,596,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,903,000 | 11,247,000 | 11,547,000 | 11,657,000 |
| Total capital | 12,352,000 | 12,791,000 | 13,125,000 | 13,247,000 |
| Risk-weighted assets | 115,673,000 | 123,264,000 | 125,972,000 | 126,916,000 |
Machine access — free, no API key
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