Call reports 2002
RVR BANK — 2002
What RVR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,875,000 | 128,673,000 | 129,431,000 | 130,778,000 |
| Total loans | 81,301,000 | 82,176,000 | 85,133,000 | 85,837,000 |
| Allowance for loan losses | 1,275,000 | 1,275,000 | 1,319,000 | 1,345,000 |
| Securities available for sale | 20,004,000 | 20,944,000 | 21,350,000 | 23,648,000 |
| Securities held to maturity | 11,886,000 | 11,462,000 | 10,227,000 | 9,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,010,000 | 106,423,000 | 107,272,000 | 108,252,000 |
| Interest-bearing deposits | 99,766,000 | 98,172,000 | 94,986,000 | 95,622,000 |
| Noninterest-bearing deposits | 7,244,000 | 8,251,000 | 12,286,000 | 12,630,000 |
| Equity capital | 9,477,000 | 9,762,000 | 10,139,000 | 10,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,330,000 | 6,533,000 | 8,677,000 |
| Interest expense | 948,000 | 1,828,000 | 2,641,000 | 3,375,000 |
| Net interest income | 1,226,000 | 2,502,000 | 3,892,000 | 5,302,000 |
| Noninterest income | 271,000 | 521,000 | 788,000 | 1,060,000 |
| Noninterest expense | 895,000 | 1,873,000 | 2,830,000 | 3,880,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 557,000 | 1,060,000 | 1,715,000 | 2,302,000 |
| Income tax | 144,000 | 269,000 | 443,000 | 595,000 |
| Net income | 413,000 | 791,000 | 1,272,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,107,000 | 9,318,000 | 9,625,000 | 9,697,000 |
| Total capital | 10,204,000 | 10,427,000 | 10,770,000 | 10,864,000 |
| Risk-weighted assets | 88,158,000 | 88,545,000 | 90,668,000 | 92,388,000 |
Machine access — free, no API key
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