Call reports 2015
LAKES STATE BANK — 2015
What LAKES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 111,307,000 |
| Total loans | 80,530,000 |
| Allowance for loan losses | 1,405,000 |
| Securities available for sale | 18,611,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 95,992,000 |
| Interest-bearing deposits | 79,584,000 |
| Noninterest-bearing deposits | 16,408,000 |
| Equity capital | 14,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,308,000 |
| Interest expense | 113,000 |
| Net interest income | 1,195,000 |
| Noninterest income | 409,000 |
| Noninterest expense | 1,107,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 447,000 |
| Income tax | 0 |
| Net income | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 13,147,000 |
| Total capital | 14,157,000 |
| Risk-weighted assets | 80,408,000 |
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