Call reports 2013
LAKES STATE BANK — 2013
What LAKES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,760,000 | 113,497,000 | 117,501,000 | 118,780,000 |
| Total loans | 68,894,000 | 71,398,000 | 75,012,000 | 77,105,000 |
| Allowance for loan losses | 1,191,000 | 1,264,000 | 1,231,000 | 1,232,000 |
| Securities available for sale | 21,085,000 | 21,539,000 | 21,667,000 | 21,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,176,000 | 100,389,000 | 103,861,000 | 105,167,000 |
| Interest-bearing deposits | 81,007,000 | 83,507,000 | 84,249,000 | 86,488,000 |
| Noninterest-bearing deposits | 15,169,000 | 16,882,000 | 19,612,000 | 18,679,000 |
| Equity capital | 13,240,000 | 12,676,000 | 13,040,000 | 13,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,439,000 | 3,696,000 | 4,993,000 |
| Interest expense | 139,000 | 275,000 | 410,000 | 544,000 |
| Net interest income | 1,055,000 | 2,164,000 | 3,286,000 | 4,449,000 |
| Noninterest income | 437,000 | 772,000 | 1,131,000 | 1,402,000 |
| Noninterest expense | 924,000 | 1,942,000 | 3,018,000 | 4,006,000 |
| Provision for loan losses | 84,000 | 168,000 | 196,000 | 216,000 |
| Pretax income | 484,000 | 826,000 | 1,203,000 | 1,629,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 484,000 | 825,000 | 1,202,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,416,000 | 11,323,000 | 11,554,000 | 11,904,000 |
| Total capital | 12,306,000 | 12,220,000 | 12,479,000 | 12,863,000 |
| Risk-weighted assets | 70,918,000 | 71,408,000 | 73,917,000 | 76,480,000 |
Machine access — free, no API key
Every figure shown here about LAKES STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.