Call reports 2012
LAKES STATE BANK — 2012
What LAKES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,717,000 | 110,756,000 | 113,433,000 | 113,220,000 |
| Total loans | 69,941,000 | 69,909,000 | 70,466,000 | 69,047,000 |
| Allowance for loan losses | 926,000 | 990,000 | 1,049,000 | 1,149,000 |
| Securities available for sale | 17,265,000 | 16,664,000 | 18,157,000 | 20,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,615,000 | 97,426,000 | 99,798,000 | 100,268,000 |
| Interest-bearing deposits | 75,902,000 | 81,075,000 | 81,072,000 | 83,501,000 |
| Noninterest-bearing deposits | 13,713,000 | 16,351,000 | 18,726,000 | 16,767,000 |
| Equity capital | 12,782,000 | 12,940,000 | 13,147,000 | 12,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,479,000 | 3,727,000 | 4,986,000 |
| Interest expense | 166,000 | 321,000 | 474,000 | 624,000 |
| Net interest income | 1,045,000 | 2,158,000 | 3,253,000 | 4,362,000 |
| Noninterest income | 266,000 | 636,000 | 1,018,000 | 1,425,000 |
| Noninterest expense | 881,000 | 1,829,000 | 2,770,000 | 3,787,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 575,000 |
| Pretax income | 280,000 | 665,000 | 1,051,000 | 1,425,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 280,000 | 664,000 | 1,049,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,976,000 | 11,080,000 | 11,288,000 | 10,932,000 |
| Total capital | 11,845,000 | 11,962,000 | 12,172,000 | 11,816,000 |
| Risk-weighted assets | 69,431,000 | 70,475,000 | 70,556,000 | 70,410,000 |
Machine access — free, no API key
Every figure shown here about LAKES STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.