Call reports 2010
LAKES STATE BANK — 2010
What LAKES STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,858,000 | 104,078,000 | 108,758,000 | 103,750,000 |
| Total loans | 71,291,000 | 70,647,000 | 70,435,000 | 69,860,000 |
| Allowance for loan losses | 870,000 | 876,000 | 935,000 | 834,000 |
| Securities available for sale | 10,542,000 | 9,707,000 | 12,693,000 | 18,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,781,000 | 90,914,000 | 95,356,000 | 91,672,000 |
| Interest-bearing deposits | 78,407,000 | 80,127,000 | 83,196,000 | 79,975,000 |
| Noninterest-bearing deposits | 10,374,000 | 10,787,000 | 12,160,000 | 11,697,000 |
| Equity capital | 11,648,000 | 11,698,000 | 11,844,000 | 11,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,655,000 | 3,960,000 | 5,288,000 |
| Interest expense | 410,000 | 794,000 | 1,153,000 | 1,465,000 |
| Net interest income | 915,000 | 1,861,000 | 2,807,000 | 3,823,000 |
| Noninterest income | 359,000 | 720,000 | 1,124,000 | 1,489,000 |
| Noninterest expense | 933,000 | 1,932,000 | 2,856,000 | 3,747,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 540,000 |
| Pretax income | 216,000 | 399,000 | 700,000 | 1,025,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 216,000 | 398,000 | 698,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,829,000 | 9,827,000 | 9,987,000 | 10,127,000 |
| Total capital | 10,699,000 | 10,703,000 | 10,865,000 | 10,961,000 |
| Risk-weighted assets | 71,643,000 | 70,323,000 | 70,209,000 | 69,297,000 |
Machine access — free, no API key
Every figure shown here about LAKES STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.