Call reports 2005
LAKES STATE BANK — 2005
What LAKES STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,060,000 | 78,894,000 | 82,163,000 | 80,321,000 |
| Total loans | 61,802,000 | 63,311,000 | 64,639,000 | 66,717,000 |
| Allowance for loan losses | 765,000 | 808,000 | 819,000 | 832,000 |
| Securities available for sale | 6,566,000 | 5,892,000 | 5,862,000 | 5,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,716,000 | 69,892,000 | 72,776,000 | 71,268,000 |
| Interest-bearing deposits | 52,106,000 | 54,571,000 | 57,453,000 | 58,308,000 |
| Noninterest-bearing deposits | 11,610,000 | 15,321,000 | 15,323,000 | 12,960,000 |
| Equity capital | 8,480,000 | 8,579,000 | 8,832,000 | 8,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,506,000 | 3,850,000 | 5,257,000 |
| Interest expense | 306,000 | 647,000 | 1,038,000 | 1,481,000 |
| Net interest income | 914,000 | 1,859,000 | 2,812,000 | 3,776,000 |
| Noninterest income | 301,000 | 609,000 | 962,000 | 1,318,000 |
| Noninterest expense | 666,000 | 1,351,000 | 2,091,000 | 2,823,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 504,000 | 1,027,000 | 1,548,000 | 2,091,000 |
| Income tax | -1,000 | 1,000 | -1,000 | 5,000 |
| Net income | 505,000 | 1,026,000 | 1,549,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,638,000 | 6,712,000 | 6,995,000 | 6,814,000 |
| Total capital | 7,403,000 | 7,520,000 | 7,814,000 | 7,646,000 |
| Risk-weighted assets | 62,580,000 | 65,641,000 | 68,696,000 | 69,304,000 |
Machine access — free, no API key
Every figure shown here about LAKES STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.